Resolutions of Iftaa' Board



Resolutions of Iftaa' Board

Resolution No.(73): “Ruling on Deducting a Percentage from the Value of Vouchers Given to Drivers Against Collecting them on their Behalf“

Date Added : 28-10-2015

 

Resolution No.(73): “Deducting a Percentage from Vouchers' Value Given to Drivers for Collecting them on their Behalf“

Date: 17/2/1425 AH corresponding to 7/4/2004 AD.

 

The Board received the following question:

What is the ruling when (Aqaba Voucher Encashment Agencies for Freight Drivers) collect the sums of vouchers given to freight drivers from the (Jordan United Transport) with deducting (5%) against the effort they exert in doing that?
Answer: All success is due to Allah.
The Board is of the view that it is impermissible for the above agencies to take a percentage of the collected sums (in accordance with the manner stated above) because this transaction is parallel to usurious loaning and bill discounting. However, it is permissible for the above agencies to charge a fixed sum, not related to any percentage from the amounts due to owners or drivers of trucks, against collecting these amounts on their behalf, whether these amounts are big or small since both entail the same effort. Moreover, it is permissible for these agencies to pay the owners and drivers of these trucks the amounts due to them as a good will loan, to be collected later. And Allah Knows Best. 

Chairman of the Iftaa` Board, Chief Justice,

Izzaldeen At-Tamimi

Dr. Yousef Ghyzaan

       Dr. Abdulsalam Al-Abbadi         

Dr. Wasif Abdulwahaab     

  Sheikh Saeid Hijjawi 

                 Dr. Mohammad Abu Yahia                

     Sheikh Nai`em Mujahid       

                                                                Sheikh Abdulkareem Al-Khasawneh                                                                      

Decision Number [ Previous | Next ]


Summarized Fatawaa

Should a minor fulfill his vow?

The vow of a minor is countless because he isn`t required to meet the Sharia rulings at such an age, and it is desirable for him to fulfill that vow once he reaches puberty.

Is it permissible to distribute the raw meat of the vowed animal sacrifice amongst the poor/to offer it to them in cooked form?

It is impermissible for the vow-maker to eat from the vowed animal sacrifice, rather, he/she should distribute it as he/she had intended upon making the vow, but if the vow was a general one, without any specification then, it is better to give it as raw meat.

What is the Iddah period upon death of husband? What is the ruling when the woman observing Iddah after death of husband leaves her home to visit relatives although her Iddah hasn`t ended? What is the ruling on her wearing gold during Iddah period?

All perfect praise be to Allah the Lord of the Worlds. May His peace and blessings be upon our Prophet Mohammad and upon all his family and companions.
For a woman whose husband has died, the 'Iddah*  is four months and ten days after the death of her husband. If a woman is pregnant, the 'Iddah lasts until she gives birth. Moreover, she has to mourn, not wear gold, perfume nor saffron-colored garment. The evidence on this is that The Prophet (PBUH) said: "It is not lawful for a Muslim woman who believes in Allah and the Last Day to mourn for more than three days, except for her husband, for whom she should mourn for four months and ten days." [Agreed upon]. And Allah The Almighty Knows Best.
 
*The iddah is a waiting period that a Muslim woman observes after the death of her husband or after a divorce. The Quran says: For those men who die amongst you and leave behind wives, they (the wives) must confine themselves (spend iddah) for four months and ten days.

I work at a company that provides cash advances of 800 dinars, 1000 dinars, or 1200 dinars, depending on the employee’s years of service. An administrative fee of 40 dinars is deducted from the amount in the first month, and the remaining amount is repaid in installments. What is the ruling on this, knowing that the deducted amount (40 dinars) is fixed?

We fear that the deducted amount may be a means of circumventing interest (Riba). If the deducted amount is equal to or less than the actual administrative expenses, then there is no issue, as some scholars permit the borrower to bear the costs of documenting and managing the loan. However, piety suggests refraining from taking this loan under these conditions, as dealing with private individuals and companies is not the same as dealing with the state, which spends from the public treasury. And Allah Knows Best.