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Resolutions of Iftaa' Board

Resolution No.(73): “Ruling on Deducting a Percentage from the Value of Vouchers Given to Drivers Against Collecting them on their Behalf“

Date Added : 28-10-2015

 

Resolution No.(73): “Deducting a Percentage from Vouchers' Value Given to Drivers for Collecting them on their Behalf“

Date: 17/2/1425 AH corresponding to 7/4/2004 AD.

 

The Board received the following question:

What is the ruling when (Aqaba Voucher Encashment Agencies for Freight Drivers) collect the sums of vouchers given to freight drivers from the (Jordan United Transport) with deducting (5%) against the effort they exert in doing that?
Answer: All success is due to Allah.
The Board is of the view that it is impermissible for the above agencies to take a percentage of the collected sums (in accordance with the manner stated above) because this transaction is parallel to usurious loaning and bill discounting. However, it is permissible for the above agencies to charge a fixed sum, not related to any percentage from the amounts due to owners or drivers of trucks, against collecting these amounts on their behalf, whether these amounts are big or small since both entail the same effort. Moreover, it is permissible for these agencies to pay the owners and drivers of these trucks the amounts due to them as a good will loan, to be collected later. And Allah Knows Best. 

Chairman of the Iftaa` Board, Chief Justice,

Izzaldeen At-Tamimi

Dr. Yousef Ghyzaan

       Dr. Abdulsalam Al-Abbadi         

Dr. Wasif Abdulwahaab     

  Sheikh Saeid Hijjawi 

                 Dr. Mohammad Abu Yahia                

     Sheikh Nai`em Mujahid       

                                                                Sheikh Abdulkareem Al-Khasawneh                                                                      

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Summarized Fatawaa

I work at a company that provides cash advances of 800 dinars, 1000 dinars, or 1200 dinars, depending on the employee’s years of service. An administrative fee of 40 dinars is deducted from the amount in the first month, and the remaining amount is repaid in installments. What is the ruling on this, knowing that the deducted amount (40 dinars) is fixed?

We fear that the deducted amount may be a means of circumventing interest (Riba). If the deducted amount is equal to or less than the actual administrative expenses, then there is no issue, as some scholars permit the borrower to bear the costs of documenting and managing the loan. However, piety suggests refraining from taking this loan under these conditions, as dealing with private individuals and companies is not the same as dealing with the state, which spends from the public treasury. And Allah Knows Best.

Is it permissible to repeat the Istikhara (seeking guidance) prayer, and is it a condition that one should sleep after offering it?

All perfect praise be to Allah,The Lord of The Worlds                                                                                                                                                            Istikhara is offered once, but it is permissible to repeat it, and sleeping after offering it is not a condition for its validity. And Allah Knows Best.

Ruling when Husband Utters Divorce Jokingly, or in the State of Intoxication or Anger 

All perfect praise be to Allah the Lord of the Worlds. May Allah`s peace and blessings be upon our Prophet Mohammad and upon all his family and companions.
The man who utters divorce while in the state of anger, his divorce doesn`t take place and the same ruling applies to the man who is forced to utter divorce because he is threatened to be killed or one of his organs cut off, in addition to other matters that scholars have mentioned in this regard. However, the man who utters divorce jokingly or while having intentionally drunk alcohol, his divorce takes place. And Allah The Almighty Knows Best.

What is the ruling on memorizing the Quran during menstruation, knowing that I do not read directly from the Quran but from a paper or from my phone?

It is not permissible to memorize the Quran during menstruation because memorization requires repetition, and a menstruating woman cannot touch the physical pages of the Quran. Similarly, if the Quranic verses appear on the screen of the phone, it is considered like touching the Quran. And Allah Knows Best.

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