Is it permissible for a wife to refuse to go to bed with her husband (for sexual intercourse)?
It isn`t permissible for her to do so unless for a sound reason.
Is it permissible to make ablution without answering the call of nature after waking up?
Washing front and back openings (Istinjaa`) is not a condition for the validity of ablution because it is done to remove Najaasah (impurity), thus if there is no Najaasah, there is no need for that, and then it is permissible to make ablution without answering the call of nature. However, prayer is invalidated if there is Najaasah on the anus ,or the front opening, so it (Najaasah) must be removed for the prayer to become valid, and not the ablution.
Is it permissible to offer an absentee funeral prayer?
Yes, it is permissible to offer an absentee funeral prayer.
I`m a pious Muslim woman, but my husband isn`t, what should I do?
You should exercise patience, make supplication that Allah guides him to the straight path, and keep advising him kindly.