12 ربيع الأول 1445  ,  27 September 2023

Announcement of the Passing ... Date Added: 28-08-2023

Birth of the Awaited ... Date Added: 28-08-2023

Gentleness with the ... Date Added: 23-08-2023

Negative Aspects Emanating ... Date Added: 22-08-2023

Halal Economy: Encyclopedia ... Date Added: 06-09-2023

A Message to all Muslims ... Date Added: 30-08-2023

Ramadan is the Month of ... Date Added: 30-08-2023

Guidelines for the ... Date Added: 29-08-2023

Search Fatawaa

Subject : Is it Lawful for a Debtor to take from Zakah?

Fatwa Number : 1941

Date : 21-11-2011

Classified : Zakat Distribution Channels

Fatwa Type : Search Fatawaa

Question :

Is it permissible to give one`s Zakah of wealth to someone who has several debts that he can`t pay off?

The Answer :

Praise be to Allah the Lord of the Worlds. May His peace and blessings be upon our Prophet Mohammad and upon all his family and companions.


There are eight categories of people who are eligible to receive Zakah. This is based on the verse in which Allah the Almighty Said (What means): "Alms are for the poor and the needy, and those employed to administer the (funds); for those whose hearts have been (recently) reconciled (to Truth); for those in bondage and in debt; in the cause of God; and for the wayfarer: (thus is it) ordained by God, and God is full of knowledge and wisdom." {At-Tawbah, 60}.

Moreover, Ziyad Ibn al-Harith As-Suda'i narrated: "I came to the Messenger of Allah (PBUH) and swore allegiance to him, and after telling a long story, he said: "Then a man came to him and said: "Give me some of the sadaqah (alms)." The Messenger of Allah (PBUH) said: "Allah is not pleased with a Prophet's or anyone else's decision about sadaqat till He has given a decision about them Himself. He has divided those entitled to them into eight categories, so if you come within those categories, I shall give you what you desire." {Sunna Abi Dawoud}.

The indebted comes within those eight categories, and refers to people overburdened by debts to the extent that they can`t pay them off. Thus, it is permissible to give them from Zakah an amount that suffices for paying off their immediately due debts and covering their basic needs from food, clothing and lodging. This is provided that they had borrowed the money for a lawful matter or else they aren`t allowed to take from Zakah unless they have repented from sin and it was thought most probably that they were sincere in their repentance.

In conclusion, if the debts are already due and the debtor doesn`t have enough money to pay them off, then he is permitted to take from Zakah- as he comes within the category of the indebted-to pay off the rest of the debts. And Allah The Almighty Knows Best.



Name *

E. mail Address *


Comment Title *

Comment *


Warning: this window is not dedicated to receive religious questions, but to comment on topics published for the benefit of the site administrators—and not for publication. We are pleased to receive religious questions in the section "Send Your Question". So we apologize to readers for not answering any questions through this window of "Comments" for the sake of work organization. Thank you.