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Resolutions of Iftaa' Board

Resolution No.(133): “Ruling on Subscribing to Social Security”

Date Added : 27-10-2015

 

Resolution No.(133),(11/2009) by the Board of Iftaa`, Research and Islamic Studies:

“Ruling on Subscribing to Social Security”

Date: 1/8/1430 AH, corresponding to 23/7/2009 AD.

 

All perfect praise be to Allah, The Lord of The Worlds; and may His blessings and peace be upon our Prophet Mohammad and upon all his family and companions.

During its third session held on the above given date, the Board reviewed the ruling of Sharia as regards subscribing to voluntary social security.

After thorough studying and deliberating, the Board decided:
Ruling on subscribing to social security was referred to the Board upon the making of the law pertaining to social security. At that time, the Board considered it permissible based on the following:
1- The Social Security Fund is part of the public treasury and giving money to it is a sort of donation or contribution to enrich that treasury which is beneficial to all Muslims.
2- In Islamic Sharia it is obligatory that the public treasury provides for the poor old citizen who can`t provide for himself. The Board mentioned what Umar (May Allah be pleased with him) said when he saw one of the people of the book begging. He said: “We haven’t been fair to you; we took Jizyah (a kind of tax) from you when you were young and didn`t provide for you when you got old”. Therefore, he ordered that he receives a maintenance from the public treasury.
3- Due to the fact that the public treasury can`t provide for every poor old person, the social security law was made. This means that the Social Security Fund is obligated to provide for every poor old person who subscribed to it when he was young. This subscription makes it lawful for  him (beneficiary) to receive a maintenance from that Fund.
4- When a citizen reaches the age of retirement and is given a salary from that Fund, if he is poor, then he is permitted to spend it on himself, but if he is rich, then he should give it to the needy.
5- The Board ascertains the content of its above resolution which was issued upon legislating the Social Security Law.

As a result, it is permissible to subscribe to voluntary social security within the aforementioned criteria. And Allah Knows Best.
    

 

Chairman of the Iftaa` Board, Grand Mufti of Jordan, Dr. Nooh al-Qhodat

Vice Chairman of the Iftaa` Board, 

Dr. Ahmad Hilayel

Sheikh Abdulkareem al-Khasawneh/ Member

Sheikh Sa`eid Hijjawi/ Member

Dr. Mohammad Khair al-Eesa/ Member

Judge Sari al-Ass`ad/ Member

Dr. Abdurahamn Ibbdah/ Member

Dr. Mohammad Okla/ Member

Dr. Abdunnasir Abulbasal/ Member

 

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Summarized Fatawaa

I bought an apartment, and I am saving money to pay the remaining balance of its price — is zakāh obligatory on this money?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
Zakāh is obligatory on all saved/hoarded wealth. Once the total wealth reaches the niṣāb (minimum threshold liable for zakah— equivalent to the value of 85 grams of pure 24-karat gold) and a full ḥawl (lunar year) has elapsed over it, zakāh becomes obligatory at a rate of (2.5%) — even if the wealth is earmarked for basic future needs, and even if the wealth's owner is in debt. Debt does not prevent the obligation of zakāh, nor is it deducted when calculating the zakāh due, based on the general and unrestricted wording of all the Qur'anic verses commanding zakāh, which draw no distinction between someone in debt and anyone else.
It is stated in ‘Umdat as-Sālik, from the books of the Shāfi‘ī school: "If someone possesses exactly the niṣāb, and owes an equivalent amount in debt, zakāh remains obligatory on what is in his possession, and the debt does not prevent this obligation" — meaning, the obligation of zakāh on what is presently in his possession.
The ḥawl (annual cycle) recognized for zakāh, as well as for the other sharī‘ah obligations that Allah, the Exalted, has imposed upon Muslims, is the Hijrī (lunar) year. And Allah, the Exalted, knows best.

Is it required for a discerning child to make the intention at night if they wish to fast?

If a discerning child wishes to fast during Ramadan, they must make the intention at night because intention is one of the pillars of fasting, even though fasting is not obligatory for them.

Is it permissible to make ablution without answering the call of nature after waking up?

Washing front and back openings (Istinjaa`) is not a condition for the validity of ablution because it is done to remove Najaasah (impurity), thus if there is no Najaasah, there is no need for that, and then it is permissible to make ablution without answering the call of nature. However, prayer is invalidated if there is Najaasah on the anus ,or the front opening, so it (Najaasah) must be removed for the prayer to become valid, and not the ablution.

Is it permissible to combine Zuhr and Asr prayers for being occupied with a wedding ceremony?

No, it isn`t permissible to combine Zuhr and Asr, or Maghrib and Isha because of being busy with a wedding since the exemption for combining prayers is based on lawful excuses, and this isn`t one of them. And Allah Knows Best.

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