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Resolutions of Iftaa' Board

Resolution No.(122): “UJ Staff`s Housing Fund“

Date Added : 02-11-2015

 

Resolution No.(122), (2008): “UJ Staff`s Housing Fund“

Date: 29/11/1429 AH, corresponding to 27/11/2008 AD.

 

All perfect praise be to Allah The Lord of The Worlds; and may His blessings and peace be upon our Prophet Mohammad and upon all his family and companions.

Question:

In its session held on the above date, the Board reviewed the question sent by a number of UJ`s staff, whereby they asked for clarifying the ruling of Sharia concerning UJ Staff`s Fund?

Answer:

Having reviewed the Fund`s contract and the system adopted by UJ Staff`s Housing Fund/ No.(51), 2003; the Board believes that they include some violations to the provisions of Sharia; therefore, it recommends that the staff refrains from participating until these violations are rectified. And Allah Knows Best

 

Chairman of the Iftaa` Board, The Grand Mufti O Jordan, Dr. Nooh Salman

Vice-Chairman of the Iftaa` Board, Dr. Ahmad Hilayel

                          Sheikh Abdulkareem Khasawneh     

  Sheikh Sa`eid Hijjawi

                Dr. Mohammad Khair Al-Esaa

                                                                     Judge Sari Attieh

       Dr. Abdulrahaman Ibdah

   Dr. Mohammad Oklah

               Dr. Abdulnassir Abu al-Bassal

Executive Secretary of the Iftaa` Board, Dr. Mohammad Al-Khalayleh

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Summarized Fatawaa

How should a person who is afflicted with continued major ritual impurity (incontinence of urine, bleeding outside the monthly period) perform ablution?

Such a person should make ablution for every prayer after its due time and after removing impurities from their body and outfit, and should place a fresh diaper whenever needed so as for the impurity not to spread out. They should also perform prayer immediately even if incontinence of urine continued, and should repeat the aforementioned for every obligatory prayer, then perform optional prayer as much as they want.

Is it permissible to purchase the Udhiyah on installments?

It is permissible to purchase the sacrificial animal (uḍḥiyyah) on installments or by borrowing its price. However, it is not recommended for the poor to do so, because they are not required to offer a sacrifice, and Allah does not burden a soul beyond its capacity. If doing so would lead to negligence in providing for one's dependents (nafaqah wājibah), then giving precedence to obligatory maintenance over borrowing to buy the sacrifice is appropriate. This is based on the saying of the Prophet (peace and blessings be upon him): "It is sufficient sin for a person to withhold food from those whom he is responsible to support."
 
Furthermore, the sacrifice is valid from one who has a debt, but it is preferable (awlā) to repay the debt first, especially if the debt is due immediately (ḥāll). And Allah Almighty knows best.

How to pay Zakah (obligatory charity) due on articles of merchandise?

Articles of merchandise are estimated by their whole sale market price at the end of each lunar year, and (2.5%) of their value is paid as Zakah whether it (value) went up, or down compared to actual purchasing price, and whether the increase (profit) was in the article itself such as an increase in the animal`s weight, or in the prices themselves. And Allah Knows Best.

What is the ruling of Islamic Law on selling gold or silver in installments or for a differed price?

Praise be to Allah, and peace and blessings be upon our Master, the Messenger of Allah.
 
It is prohibited (haram) to sell gold or silver in installments or for a deferred price; rather, immediate hand-to-hand exchange (Taqabud) is mandatory, otherwise, it is considered usury (Riba). The Messenger of Allah ﷺ said: 'Gold for gold, silver for silver, wheat for wheat, barley for barley, dates for dates, and salt for salt—like for like, hand to hand. Whoever increases or asks for an increase has engaged in Riba; the receiver and the giver are the same in this regard.' (Narrated by Muslim). Furthermore, when exchanging new gold for used gold, they must be of equal weight, or it falls into Riba.
 
The permissible solution (al-makhraj) is for the merchant to purchase the used gold for cash first, and then sell the new gold for cash in a separate transaction. However, the price must be paid during the sitting of the contract (Majlis al-Aqd) for both deals. Alternatively, the jeweler may take the used gold with the intent of remodeling or repairing it, and then charge a fee for the craftsmanship or repair work. And Allah the Exalted knows best."

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