I took a housing loan from the bank for a 20-year period. Four years have passed, and I recently learned that this loan is usurious. I wish to perform Umrah. Am I permitted to perform it? If not, what should I do?
You are permitted to perform Umrah. Strive to repay the debt in hopes of reducing the amount of usurious interest. Allah Says (What means): "And there are others who have acknowledged their sins. They had mixed a righteous deed with another that was bad. Perhaps Allah will turn to them in forgiveness. Indeed, Allah is Forgiving and Merciful." [At-Tawbah/102]. And Allah Knows Best.
Is it permissible for a Muslim woman to wear trousers at home?
Wearing trousers at home isn't prohibited so long as non-Mahrams do not see her. And Allah Knows Best.
I see horrible dreams although I perform the prescribed prayers, what do you make of that?
All perfect praise be to Allah the Lord of the Worlds. May His peace and blessings be upon our Prophet Mohammad and upon all his family and companions.
Be mindful of Allah while awake and he will safeguard you from whatever evil you see while asleep. We advise you to make the pre-sleep supplications. And Allah The Almighty Knows Best.
What is the ruling on the chatting between a young man and his girlfriend?
Private chatting between the two sexes entails religious violations, and leads to prohibited attachment.