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Resolutions of Iftaa' Board

Resolution No.(119): “Ruling on Trading with Cellular Phone Card“

Date Added : 02-11-2015

 

Resolution No.(119): “Ruling on Trading with Cellular Phone Cards“

Date: 1/3/1429 AH, corresponding to 9/3/2008 AD.

 

All perfect praise be to Allah The Lord of The Worlds, and may His blessings and peace be upon our Prophet Mohammad and upon all his family and companions.

The board received the following question:

A trader was asked to provide cellular phone cards that equal (500) JDs, then sell them by installments over one year with 20% as a profit. He has the following questions:

1- Is trading with cellular phone cards illegal?

2- Is it permissible to specify a certain percentage of profit, in general?

Answer: All success is due to Allah

1- It is permissible to trade with cellular phone cards because it is a kind of sale against a benefit. This is supported by the fact that these cards have a certain expiry date, and become useless after that date. Moreover, possession of such cards is tantamount to possession of a benefit, which is using the web of the telecommunications company that issued them for a specific period. One who has possession of a benefit may make it in the possession of someone else in return for a compensation, even if that compensation was more than the one against which he had possessed that benefit in the first place. However, cellular phone cards differ from paper money so as for people to say that they may not be sold for more than their actual value.

 

2- It is permissible to specify a certain margin of profit, whether for cellular phone cards, or any other commodity, because doing does not contradict the rules of Islamic Sharia.

And Allah Knows Best.

 

Head of the Iftaa` Department, The Grand Mufti of Jordan, Dr. Nooh Al-Qodat

Vice Head of the Iftaa` Board, Dr. Ahmad Hilayel

Sheikh AbdulKareem Al-Khasawneh/ Member

                                               Sheikh Sa`eid Hijjawi/ Member

                                               Dr. Mohammad Khair Al-Essa/ Member

                                               Judge Sari Attieh/ Member

                                               Dr. Abdulrahamn Ibbdah/ Member

                                               Dr.Mohammad Oklah Al-Ibraheem/ Member

                                               Sheikh Na`eim Mujahid / Board Executive Secretary

 

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Summarized Fatawaa

What is the ruling of Islamic Law on obtaining financing from Islamic banks by bringing invoices in prior arrangement with the seller, then taking the cash after the financing is approved — with the purpose of settling debts and buying a car?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
It appears from the transaction described that its underlying purpose is to obtain cash through resorting to a legal artifice (ḥīlah/tawarruq-style trick), and it is not permissible to engage in such trickery or to coordinate with the various parties merely to obtain liquidity. This is because such artifices bring the sale closer in reality to a ribā-based (usurious) transaction, even if it outwardly appears otherwise.
The Prophet ﷺ said: "Do not commit what the Jews committed, thereby making lawful what Allah has made unlawful through the flimsiest of tricks." This was related by Ibn Baṭṭah in his book Ibṭāl al-Ḥiyal (p. 47), and many scholars have graded it as ḥasan (sound/acceptable).
We have already explained the impermissibility of engaging in such deceptive dealings with Islamic banks in Fatwa No. 516, so please refer to it. And Allah, the Exalted, knows best.

How many prostrations of Quranic recital are there, and is it permissible not to offer them while reciting?

There is one prostration for the Quranic recital, and it is a Sunnah for which one is rewarded upon offering it. However, one who doesn`t isn`t punished. Therefore, those who fail to offer it aren`t considered sinful, rather they deprive themselves from the reward.

What is the expiation for perjury?

Perjury is forbidden and one of the major sins that require turning to Allah in repentance, seeking His forgiveness, giving back rights to whom they belong, or seeking their forgiveness, and expiating for that oath.

Is it incumbent on the fiancée to obey her fiancé?

When the woman settles in her husband`s house, it is incumbent on him to provide for her and it is incumbent on her to obey him. Before that, and if the marriage contract had been concluded, then she is lawfully his wife and thus she should abide by custom in treating him, but if the marriage contract hadn`t been concluded, then she should treat him as a non-Mahram (Marriageable).

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