Articles

Meditations on Virtues of Voluntary Charity (Sadaqa)
Author : Dr. Nidal Sultan
Date Added : 30-04-2014

All perfect praise be to Allah, The Lord of the Worlds. Peace and blessings be upon Prophet Mohammad and upon all his family and companions and upon whoever followed his guidance until the Day of Resurrection:

Allah, The Almighty, has made supererogatory acts of worship a means of gaining his love and support. The most rewarding of these acts is voluntary charity, and following are some meditations on its virtues, which I wanted to share with my Muslim brethren. I beseech Allah to make us among those who listen and follow the most righteous of what is said.

Meditation No. (1): None of Man`s Wealth Remains Except That Which He/She Has Given in Charity.

Prophet Mohammad (PBUH) said: "Man says: "My wealth! My wealth!" The Prophet (PBUH) responds: "None of your wealth remains except that which you had given in charity."  [Moslim].

The meaning intended by the Prophet (PBUH) in this Hadith is that whatever man eats perishes whatever he puts on wears out, and whatever he gives in charity remains.

Moreover, Aisha (may Allah be pleased with her) reported that when the Prophet`s companions slaughtered a goat, he said: "What is left of it?" she said: "its shoulder." He said: "All of it is left except its shoulder." [Al-Tirmizi].

Accordingly, there is no way that a person could reap the fruits of his wealth after death except through charity that he had given. 

Meditation No. (2): Charity is Like Seeds of Good Deeds, Preserved and

Grown by Allah for their Owner.

Allah, The Almighty, doesn`t only preserve the charity for its giver, but also multiplies and grows it for him/her out of His grace and mercy until it becomes as big as a mountain. He Says in the Holy Quran (What means): "The parable of those who spend their substance in the way of God is that of a grain of corn: it groweth seven ears, and each ear Hath a hundred grains. God giveth manifold increase to whom He pleaseth: And God careth for all and He knoweth all things." [Al-Baqarah/261]. He also Says (What means): "Who is he that will loan to God a beautiful loan, which God will double unto his credit and multiply many times? It is God that giveth (you) Want or plenty, and to Him shall be your return." [Al-Baqarah/245].

Moreover, Prophet Mohammad (PBUH) says: "If one give in charity what equals one date-fruit from the honestly-earned money and Allah accepts only the honestly earned money --Allah takes it in His right (hand), then enlarges its reward for that person (who has given it), as anyone of you brings up his baby horse, so much as that it becomes as big as a mountain." [Bukhari].

Meditation No. (3): The Charity Giver Benefits From it More Than the Poor Recipient Does.

Following are some fruits of charity, which are reaped by its giver:

-It extinguishes sin as the Prophet (PBUH) says: "Charity extinguishes sin as water does fire." [Al-Tirmizi].

-It is a shade for its giver on the Day of Judgment as the Prophet (PBUH) says: “Everyone is protected by the shade of their charity until people are being separated “{Ahmad}.

-It heals the sick as the Prophet (PBUH) says: “Treat the sick with giving charity." [Baihaqi&Tabarani].

-It cleanses wealth from wrongdoings as the Prophet (PBUH) said to the merchants: "Oh! Merchants! Your dealings involve a lot of swearing, so cleanse them with charity." [Abu Dawood].

Whoever closely examines the fruits of charity realizes that the reward of its giver is greater and larger than the benefit received by the poor recipient.

Meditation No. (4): Allah and His Messenger Pledged to Replace Charity.

Allah, To Him belongs Might and Majesty, Says (What means): "Say: "Verily my Lord enlarges and restricts the Sustenance to such of his servants as He pleases: and nothing do ye spend in the least (in His cause) but He replaces it: for He is the Best of those who grant Sustenance." [Saba/34].

Prophet Mohammad (PBUH) said: "I swear on three: Wealth doesn`t decrease by giving charity, an injustice which a person endures, Allah grants him more honor, and a person who asks to be given charity while not in need becomes poorer." [Al-Tirmizi].

A true believer must realize the truthfulness of Allah`s and His Messenger`s promise.

Meditation No. (5):  The Fruits of Charity are Only Annulled by its Giver.

Despite the virtues and fruits of charity, its giver could annul them in two ways:

1. Showing off

2. Reproach and injury

Therefore, Allah has warned us against that in the following verse (What means): "O you, who believe, annul not your voluntary almsgivings with reproach and injury, as one who expends of his substance to show off to men and believes not in God and the Last Day. The likeness of him is as the likeness of a smooth rock on which is soil, and a torrent smites it, and leaves it barren. They have no power over anything that they have earned. God guides not the disbelieving folk." [Al-Baqarah/264].

 

And All Perfect Praise Be To Allah, The Lord of The Worlds

 

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Summarized Fatawaa

When does the time for Udhiyah begin?

 
In the Name of Allah, and may peace and blessings be upon our Master, the Messenger of Allah.
 
The permissible timeframe for Udhiyah (sacrificial offering) begins on the day of Eid al-Adha—the 10th of Dhul-Hijjah—once the sun has risen and a period of time sufficient to perform two brief prayer units (Rak'ahs) and two short sermons (Khutbahs) has passed. This window remains open until the sun sets on the final day of Tashreeq, which is the 13th of Dhul-Hijjah.
 
Our Master, the Messenger of Allah (peace and blessings be upon him), said: "Every valley of Mina is a place of sacrifice, and slaughtering may be done throughout all the days of Tashreeq." (Narrated by Al-Bayhaqi and Ibn Hibban)
 
The days of Tashreeq refer to the 11th, 12th, and 13th of Dhul-Hijjah.
 
The most virtuous time to perform the sacrifice is immediately after concluding the Eid prayer, based on the statement of the Prophet (peace and blessings be upon him): "The first thing we do on this day of ours is to pray, then we return and offer our sacrifice. Whoever does that has acted in accordance with our Sunnah (tradition), and whoever slaughters before that, it is merely meat he has provided for his family; it has nothing to do with the ritual sacrifice." (Reported by Al-Bukhari and Muslim)
 
What is meant here is an estimation of time rather than the actual performance of the prayer itself, as our Master, the Messenger of Allah (peace and blessings be upon him), used to offer the Eid al-Adha prayer immediately after sunrise.
 
The sacrifice is valid if performed at any time during these designated days, whether by day or by night, though slaughtering at night is considered disliked (Makruh). And Allah the Almighty Knows Best.

Which holds greater virtue: The Udhiyah (Sacrificial Offering) or giving its value in Charity (Sadaqah)?

In the Name of Allah, and may peace and blessings be upon our Master, the Messenger of Allah.
 
Offering an Udhiyah (sacrificial offering) holds greater virtue than donating its monetary value to the poor and needy. This is because the sacrifice is a prominent, manifest ritual among the sacred symbols of Islam. Allah Almighty says: "That [is so]. And whoever honors the symbols of Allah - indeed, it is from the piety of hearts." (Al-Hajj: 32)
 
Furthermore, there are numerous authentic and explicit Hadiths highlighting its immense reward. The Prophet (peace and blessings be upon him) consistently offered this sacrifice, as did the Righteous Caliphs after him. And Allah the Almighty Knows Best.
 

What is the ruling of Islamic Law on one who died owing debts and left no wealth? Is it obligatory upon the heirs to settle these debts?

 

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah.
The general rule is that if a person dies owing rights to other people, such as debts, these are settled from his estate, if he left any wealth, before the estate is divided. The Prophet (peace and blessings be upon him) said: “The believer's soul is suspended by his debt until it is settled for him.” Graded ḥasan by al-Tirmidhī. Repayment of debts takes precedence over the heirs’ right to inheritance.
If the deceased left no estate, or left wealth that was insufficient to cover his debts, it is not obligatory for the heirs to pay from their own wealth, but it is recommended for them to do so, because the deceased’s dhimmah (legal liability) remains occupied by the debt. It is reported in some narrations that he remains held in suspension until his debt is paid, and it is not part of filial righteousness for a child to leave his father’s dhimmah burdened with debt.
All of the children may contribute to settling the debt on behalf of their father and cooperate in doing so, even in installments, according to their ability. And Allah Almighty knows best.

I bought an apartment, and I am saving money to pay the remaining balance of its price — is zakāh obligatory on this money?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
Zakāh is obligatory on all saved/hoarded wealth. Once the total wealth reaches the niṣāb (minimum threshold liable for zakah— equivalent to the value of 85 grams of pure 24-karat gold) and a full ḥawl (lunar year) has elapsed over it, zakāh becomes obligatory at a rate of (2.5%) — even if the wealth is earmarked for basic future needs, and even if the wealth's owner is in debt. Debt does not prevent the obligation of zakāh, nor is it deducted when calculating the zakāh due, based on the general and unrestricted wording of all the Qur'anic verses commanding zakāh, which draw no distinction between someone in debt and anyone else.
It is stated in ‘Umdat as-Sālik, from the books of the Shāfi‘ī school: "If someone possesses exactly the niṣāb, and owes an equivalent amount in debt, zakāh remains obligatory on what is in his possession, and the debt does not prevent this obligation" — meaning, the obligation of zakāh on what is presently in his possession.
The ḥawl (annual cycle) recognized for zakāh, as well as for the other sharī‘ah obligations that Allah, the Exalted, has imposed upon Muslims, is the Hijrī (lunar) year. And Allah, the Exalted, knows best.