Resolutions of Iftaa' Board



Resolutions of Iftaa' Board

Resolution No.(25): "Ruling on the Mechanism of the Jordan Phosphate Mines Company Employees' Saving Fund"

Date Added : 07-12-2015

 

Resolution No.(25) by the Board of Iftaa`, Research and Islamic Studies: "Ruling on the Mechanism of the Jordan Phosphate Mines Company Employees' Saving Fund"

Date: 16/4/1413 AH, corresponding to 13/10/1992 AD.

We have received the following question: 
What is the ruling of Islamic Sharia on the Mechanism of the Jordan Phosphate Mines Company employees` saving fund?

Answer: All of Success is Due to Allah:
Sums that an employee takes from his salary, deductions from his pay, and equal sums paid by his company are all Halal (legal).
As regards profits, they are classified as follows: 
Profits that come from a Halal investment are Halal, such as: Company`s stocks and funds deposited in Islamic banks; whereas, those which come from a Haram (illegal) investment are Haram, such as: interests taken from non-Islamic banks and profits of companies that deal in Haram transactions.
In order for an employee to be on the safe side, he should seek the assistance of the financial officers and see what they think is most probable to be Halal money.
On the other hand, the Board is of the view that the illegal profits should be given to the poor and needy, even if they were his relatives whom he isn`t obliged to provide for and he is financially capable. This is because it isn`t permissible that he benefits from that illegal money directly or indirectly. Moreover, that money should also be spent on public projects.
The Board warns that in principle the mechanisms employed by such saving funds must comply with the rules of Sharia. And Allah Knows Best.

Chairman of the Iftaa` Board, The Grand Mufti of Jordan, Dr. Nooh Al-Qhodaat

     Sheikh Sa`eid Hijjawi

Dr. Ahmad Hilayel

Dr. Abdulsalam Al-Abbadi

     Mohammad Shewayat

   Dr. Yaseen Daradkeh

 

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Summarized Fatawaa

Is it permissible for a wife to boycott (not to attend to his different needs) her husband?

It isn`t permissible for the woman to boycott her husband unless he is the reason behind that, and it is recommended that both spouses seek the advice of righteous people to make reconciliation.

What is the wisdom behind legislating the Udhiyah?

The Muslim must know that through the Uḍḥiyah, he complies with the command of Allah, the Exalted, and performs a worship that brings him closer to Allah and distances him from the Fire.
 
The Uḍḥiyah holds profound wisdoms and noble meanings, including:
 
1-Reviving the Sunnah of Abraham, peace be upon him: He complied with Allah's command when He ordered him to slaughter his son Ishmael. Abraham, peace be upon him, succeeded in the test, and when he was about to slaughter his son, Allah sent down a ram to ransom Ishmael and commanded him to slaughter it instead. Allah, the Exalted, says {what means]: "And when he reached with him [the age of] exertion, he said, 'O my son, indeed I have seen in a dream that I [must] sacrifice you, so see what you think.' He said, 'O my father, do as you are commanded. You will find me, if Allah wills, of the steadfast.' And when they had both submitted and he put him down upon his forehead, We called to him, 'O Abraham, You have fulfilled the vision.' Indeed, We thus reward the doers of good. Indeed, this was the clear trial. And We ransomed him with a great sacrifice." [Al-Ṣāffāt/102-107]. Thus, the sacrificial offering became an enduring Sunnah until the Day of Judgment, and Muslims offer their wealth as sacrifices, drawing closer to Allah, the Exalted, reviving this great Sunnah.
 
2-Providing abundance for people on Eid day and the Days of Tashrīq: Among the wisdoms of the Uḍḥiyah is that the Muslim provides generously for his family, neighbors, relatives, and the poor during these days. The Muslim is encouraged to eat from his sacrifice, give charity from it to the poor, and gift from it to his wealthy neighbors. Thus, goodness spreads throughout the entire community. The Prophet, peace and blessings be upon him, said: "The Days of Tashrīq are days of eating and drinking." (Narrated by Muslim). Allah, the Exalted, says {what means}: "And the camels and cattle We have appointed for you as among the symbols of Allah; for you therein is good." [Al-Ḥajj/36]. This good includes the good of both this world and the Hereafter.

What is the ruling of Islamic Law on obtaining financing from Islamic banks by bringing invoices in prior arrangement with the seller, then taking the cash after the financing is approved — with the purpose of settling debts and buying a car?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
It appears from the transaction described that its underlying purpose is to obtain cash through resorting to a legal artifice (ḥīlah/tawarruq-style trick), and it is not permissible to engage in such trickery or to coordinate with the various parties merely to obtain liquidity. This is because such artifices bring the sale closer in reality to a ribā-based (usurious) transaction, even if it outwardly appears otherwise.
The Prophet ﷺ said: "Do not commit what the Jews committed, thereby making lawful what Allah has made unlawful through the flimsiest of tricks." This was related by Ibn Baṭṭah in his book Ibṭāl al-Ḥiyal (p. 47), and many scholars have graded it as ḥasan (sound/acceptable).
We have already explained the impermissibility of engaging in such deceptive dealings with Islamic banks in Fatwa No. 516, so please refer to it. And Allah, the Exalted, knows best.

If the menses lasted for over than 9 to 10 days, considered menstruation?

If the duration of the bleeding does not exceed fifteen days, it is all considered menstruation, even if the usual pattern changes.