عربي
21 ربيع الأول 1447  ,  14 September 2025

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Fatawaa - Search Sections - Usury (interest) &Loans

Ruling on Accepting Donations from Usurious Banks and Financial Institutions
We are a charitable organization that provides assistance to the poor and needy. Is it permissible for us to receive support from a commercial bank in exchange for thanking the bank through publications (videos, posts, and advertisements) as a gesture of appreciation and gratitude, not for advertising purposes?
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A Sale Involving Gharar and Jahalah is Prohibited*

A company trespassed on my client’s land. I was appointed to handle the case on the condition that I pay the case fees, which amount to 200 dinars, and give my client 2,000 dinars. Any amount recovered beyond that would be mine. Is this agreement, between the client and the agent, considered valid? What is the ruling of Islamic Law on the amount exceeding 2,000 dinars?

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Sharia Ruling on Personal Financing Products (Tawarruq
What is the Sharia ruling on personal financing products based on purchasing shares, oils, metals, and the like, then reselling them by the one seeking financing (Tawarruq)?
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Ruling of Islamic Law on Debt Settlement Companies
What is the ruling of Islamic law on working for a debt settlement company?
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Ruling of Islamic Law on Developing Applications and Software Related to Finance
We are a software company working in financial and accounting fields. We have been asked by a company to establish an electronic link with a financing company through an intermediary e-wallet company. This link will be for the purpose of accessing the financing company's service, where the required service is for the client of the financing company to repay their loan installments or withdraw the loan amount. What is the Sharia ruling on this?
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The Ruling of Islamic Law on Increasing the Sale Price of a Product to a Lender or Financier
I have an apartment that I want to sell. The bank customer has requested that I increase the price of the apartment so that I can cover the transfer fees and necessary maintenance costs for the property. What is the Islamic ruling on this?
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Debts are to be Paid in Kind
I gave my father-in-law gold jewelry and a gold ounce. After several years and the death of my father-in-law, I claimed my right. The heirs said: "You are entitled to 1000 dinars only" but I want the gold. Is this my right?
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Whispers of the Soul don`t Waive Creditor`s Right to Claim Debts

A creditor whispered to himself: "If the debtor repays the debt in this worldly life, it is my right. If he does not, then I have forgiven him in the Hereafter. "However, he continued to demand this debt, but encountered procrastination from the debtor. According to Islamic Law, is it permissible for the creditor to retract his forgiveness in the Hereafter, knowing the virtue of forgiveness in the sight of Allah The Almighty?

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It is Prohibited to Trade with the Financial Leverage System

What is the Islamic ruling on trading in Forex, knowing that some companies have informed me that leverage is not a loan but a financial tool to amplify capital value, in addition to the absence of swap commissions?

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Islamic Ruling when the Lender Stipulates Including the Goldsmith's Fee on the Borrower

My sister asked me for a loan, so I want to give her a piece of gold to weigh and sell. When she repays the debt, I will ask her for a piece of gold of my choosing, of the same weight and that she bears the goldsmith`s fee. Is this permissible?

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Islamic Ruling on Deducting a Service Allowance from the Borrower

We are a charitable organization that was requested by one of the Islamic institutions to offer zero-interest loans. Based on this, we receive a sum of money with the condition that it is provided as revolving zero-interest loans to the beneficiaries and trainees from the organization. A 2% deduction is made from the borrowing beneficiary for the lending organization, and the beneficiary receives the amount with a 2% deduction (as a service fee for the lending organization). The beneficiary is required to repay the full amount along with the 2% discount. Is it permissible to compel the borrower to pay the amount along with the total loan value, unrecoverable to the lending organization, in lieu of services, considering that the 2% will be allocated to the organization`s general expenses: employee salaries, water, electricity, internet? What is the ruling of Sharia on this?

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Elaboration on the Relationship between the Borrower and the one Commanding the Borrowing

A person borrowed a sum of money on my behalf from a usurious bank, then this person passed away, and the insurance paid off the debt. Am I still indebted to him or the debt is waived?

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Ruling on Borrowing Money to Host Ramadan Iftar Banquet

Is it permissible to pay the expenses of hosting Ramadan Iftar banquet by installments via finance company?

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Ruling on Leverage Trading

Financial Leverage is fake money with which the brokerage firm helps the customer/trader to enter into the financial market. It isn`t a loan because the money is fake and interest-free. What is the ruling of Sharia on this?

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Ruling on Granting Loans to Farmers on the Condition of Marketing their Produce

Agriculture marketing companies grant zero-interest loans to farmers on the condition of marketing their produce. However, they charge up to 5% of the farmer`s profit. What is the ruling of Sharia on this?

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