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Resolutions of Iftaa' Board


Resolutions of Iftaa' Board

Date Added : 13-07-2022

Resolution No.(306), By The Board of Iftaa', Researches and Islamic Studies:

"Ruling on Health Insurance"

Date: (25th of Jumada Al Oula, 1443 AH), corresponding to (30/12/2021 AD).

 

In the name of Allah, Most Gracious, Most Merciful

All perfect praise be to Allah, the Lord of the Worlds; may His blessings and peace be upon our Prophet Mohammad and upon all his family and companions.

On its sixteenth meeting held on the above date, the Board of Iftaa`, Research, and Islamic Studies reviewed question No.(207233) sent to the electronic website of The General Iftaa` Department. It stated as follows: I work for a company of the private sector and we have optional health insurance. What is the ruling of Sharia on this health insurance taking into consideration that the company where I work deals with a conventional insurance company where an amount of 11JDs is deducted from an employee`s salary while the rest is covered by the employer?

After careful consideration, the Board decided what follows:

Health treatment is one of the necessities emphasized by the Maqasid of Sharia (Higher objectives of Sharia). Due to the progress accomplished in the field of medicine and the diversity of its techniques, meeting this need has become too expensive, so individuals couldn`t afford treatment and this negatively affected their health.

Since public need is ranked as a private necessity and the rules of Sharia rests on warding off harm and hardship, then it is permissible for an employee to have access to the services of medical insurance by virtue of his/her company having concluded a contract to that end with an insurance company. It is also permissible for an employee to include his/her dependents in those services as well. However, we advise employers to insure their employees with cooperative insurance companies that observe the standards of Sharia in this regard. And Allah The  Almighty Knows Best.

 Chairperson of Iftaa` Board

Grand Mufti of Jordan                     Dr. Abdulkareem al-Khasawneh

Dr. Mohammad al-Khalayleh

Dr. Mahmoud al-Sartawi/ Member         Dr. Majed al-Darawsheh/ Member

Sheikh Sa`eid Al-Hijjawi, Member

Judge Samer Al-Khobbaj/ Member               Prof. Adam Nooh Al-Qhodaat/Member

Prof. Amjad Rasheed/Member

Dr. Jamil Khatatbeh/Member                               Dr. Mohammad Younis Al-Zou`bi/ Member

Dr. Ahmad al-Hasanat/ Member

 

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Summarized Fatawaa

Is Zakah due on the orphan`s money?

Yes, Zakah is due on the money of the orphan.

What is the ruling on having slight discharges of menstrual blood during a day of Ramadhaan, and before Maghrib time ?

A woman who is certain that her menses have started during a day time of Ramadhaan is in a state of menstruation, and her fasting is considered broken at first sight of blood. However, she is rewarded for not breaking fast at the beginning of day time.

Is everyone obligated to follow the fatwas of his country, and if we adopt the fatwas of scholars of other countries, is it considered a sin?

: It is permissible for one who do not specialize in Shari `ah sciences to apply the opinions of renowned scholars whom he trusts ,whether they be from his own country or not ,but if the scholars don`t arrive at a consensus concerning a certain matter then he must consult someone who is more knowledgeable than himself .It is preferable that you(the inquirer) specify the case of your interest ,so that we could give you a more specific answer since some scholars deliver fatwas based on atypical opinions which should not be applied no matter what .And Allah ,The Exalted, knows best.

Is Iddah (waiting period) incumbent on an old lady whose husband had died?

Upon the death of the husband, Iddah is incumbent on the wife regardless of her age.

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