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Resolutions of Iftaa' Board

Resolution No.(133): “Ruling on Subscribing to Social Security”

Date Added : 27-10-2015

 

Resolution No.(133),(11/2009) by the Board of Iftaa`, Research and Islamic Studies:

“Ruling on Subscribing to Social Security”

Date: 1/8/1430 AH, corresponding to 23/7/2009 AD.

 

All perfect praise be to Allah, The Lord of The Worlds; and may His blessings and peace be upon our Prophet Mohammad and upon all his family and companions.

During its third session held on the above given date, the Board reviewed the ruling of Sharia as regards subscribing to voluntary social security.

After thorough studying and deliberating, the Board decided:
Ruling on subscribing to social security was referred to the Board upon the making of the law pertaining to social security. At that time, the Board considered it permissible based on the following:
1- The Social Security Fund is part of the public treasury and giving money to it is a sort of donation or contribution to enrich that treasury which is beneficial to all Muslims.
2- In Islamic Sharia it is obligatory that the public treasury provides for the poor old citizen who can`t provide for himself. The Board mentioned what Umar (May Allah be pleased with him) said when he saw one of the people of the book begging. He said: “We haven’t been fair to you; we took Jizyah (a kind of tax) from you when you were young and didn`t provide for you when you got old”. Therefore, he ordered that he receives a maintenance from the public treasury.
3- Due to the fact that the public treasury can`t provide for every poor old person, the social security law was made. This means that the Social Security Fund is obligated to provide for every poor old person who subscribed to it when he was young. This subscription makes it lawful for  him (beneficiary) to receive a maintenance from that Fund.
4- When a citizen reaches the age of retirement and is given a salary from that Fund, if he is poor, then he is permitted to spend it on himself, but if he is rich, then he should give it to the needy.
5- The Board ascertains the content of its above resolution which was issued upon legislating the Social Security Law.

As a result, it is permissible to subscribe to voluntary social security within the aforementioned criteria. And Allah Knows Best.
    

 

Chairman of the Iftaa` Board, Grand Mufti of Jordan, Dr. Nooh al-Qhodat

Vice Chairman of the Iftaa` Board, 

Dr. Ahmad Hilayel

Sheikh Abdulkareem al-Khasawneh/ Member

Sheikh Sa`eid Hijjawi/ Member

Dr. Mohammad Khair al-Eesa/ Member

Judge Sari al-Ass`ad/ Member

Dr. Abdurahamn Ibbdah/ Member

Dr. Mohammad Okla/ Member

Dr. Abdunnasir Abulbasal/ Member

 

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Summarized Fatawaa

Which is better for a traveler: fasting or breaking the fast?

Fasting is better, unless it causes hardship—in that case, breaking the fast is better.

Must a person refrain from eating for the rest of the day if they break a fast of a vow (nadhr) or a make up fast (qada)?

 

Whoever observes a vowed fast (nadhr) or a makeup fast (qada) is prohibited from breaking it without a valid excuse. If they break it without a legitimate reason, they are sinful.
However, they are not required to refrain from eating for the rest of the day, because such restraint is only required out of respect for the month of Ramadan, not for other types of fasting.

What is the ruling of Islamic Law on selling gold or silver in installments or for a differed price?

Praise be to Allah, and peace and blessings be upon our Master, the Messenger of Allah.
 
It is prohibited (haram) to sell gold or silver in installments or for a deferred price; rather, immediate hand-to-hand exchange (Taqabud) is mandatory, otherwise, it is considered usury (Riba). The Messenger of Allah ﷺ said: 'Gold for gold, silver for silver, wheat for wheat, barley for barley, dates for dates, and salt for salt—like for like, hand to hand. Whoever increases or asks for an increase has engaged in Riba; the receiver and the giver are the same in this regard.' (Narrated by Muslim). Furthermore, when exchanging new gold for used gold, they must be of equal weight, or it falls into Riba.
 
The permissible solution (al-makhraj) is for the merchant to purchase the used gold for cash first, and then sell the new gold for cash in a separate transaction. However, the price must be paid during the sitting of the contract (Majlis al-Aqd) for both deals. Alternatively, the jeweler may take the used gold with the intent of remodeling or repairing it, and then charge a fee for the craftsmanship or repair work. And Allah the Exalted knows best."

Is Zakah due on the orphan`s money?

Yes, Zakah is due on the money of the orphan.

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